Credit options

Here are the different credit options available through many of our retailers.

Buy now pay later

  • You can buy what you want now and pay either 6, 9 or 12 months later
  • You won't pay any interest if you choose to settle within the deferred period however there is an early settlement fee of £29.
  • At the end of the deferred period you can either pay in full as described above or spread the cost of your purchase over 36 months. Typical APR 29.8%

Interest free credit

  • You can spread the cost of your purchases, without having to pay any interest
  • You can usually spread your payments over 6 to 48 months
  • You have the comfort of being able to buy the goods you want now without having to dip into your savings, knowing that you're not incurring any interest
  • 0% APR Typical

Classic credit (fixed term personal loan)

  • You can spread the cost of your purchases with fixed monthly repayments
  • You can manage your budget, knowing what you have to pay each month
  • Our terms are available over, 24, 36 and 48 months
  • Our rates are 19.9% APR typical and 24.9% APR typical

Subject to availability. Minimum and maximum purchase criteria may apply.