Credit options
Here are the different credit options available through many of our retailers.
Buy now pay later
- You can buy what you want now and pay either 6, 9 or 12 months later
- You won't pay any interest if you choose to settle within the deferred period however there is an early settlement fee of £29.
- At the end of the deferred period you can either pay in full as described above or spread the cost of your purchase over 36 months. Typical APR 29.8%
Interest free credit
- You can spread the cost of your purchases, without having to pay any interest
- You can usually spread your payments over 6 to 48 months
- You have the comfort of being able to buy the goods you want now without having to dip into your savings, knowing that you're not incurring any interest
- 0% APR Typical
Classic credit (fixed term personal loan)
- You can spread the cost of your purchases with fixed monthly repayments
- You can manage your budget, knowing what you have to pay each month
- Our terms are available over, 24, 36 and 48 months
- Our rates are 19.9% APR typical and 24.9% APR typical
Subject to availability. Minimum and maximum purchase criteria may apply.